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Credit cards for flights

By ApplyOrWait. Compiled from issuer terms and our audited issuer-rule list. Offers checked ; issuer rules verified . Terms apply.

Credit cards for flights: 30 current offers are compared, including personal and business cards; some have variable, conditional or unconfirmed bonuses the estimates leave out, so the order is a starting point rather than a like-for-like ranking. Among credit cards for flights with a confirmed value, American Express Delta SkyMiles Reserve Business has the highest estimated first-year value after fees at $1,750, using travel redemption. The lowest annual fee among credit cards for flights is $0. Opening any of the 21 personal cards compared for credit cards for flights adds an account to Chase's reported 5/24 count for 24 months, even if the account later closes.

Compare route availability, baggage benefits you use and redemption restrictions. Award flights can require taxes and fees.

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We compare conditional value after fees; compensation never changes rankings.

How we rank

Flights: 30 available offers, ordered by conditional travel value after fees.

Offers for Flights to compare

American Express Delta SkyMiles Reserve Business credit card

1. American Express Delta SkyMiles Reserve Business

Welcome offer: 200,000 Delta SkyMiles. Annual fee: $650. Terms apply.

First-year value after fees (travel redemption), estimated: $1,750.

Last checked: .

Chase United Business Card credit card

2. Chase United Business Card

Welcome offer: Up to 100,000 United miles: 90,000 after spending + 10,000 employee-card add; 2,000 PQP. Annual fee: $150. Terms apply.

First-year value after fees (travel redemption), estimated: $975.

Bonus up to $1,250 with conditions. This ceiling is excluded from the estimate.

Last checked: .

American Express Delta SkyMiles Gold Business credit card

3. American Express Delta SkyMiles Gold Business

Welcome offer: 90,000 Delta miles. Annual fee: $150. Terms apply.

First-year value after fees (travel redemption), estimated: $930.

Last checked: .

Citi AAdvantage Platinum Select credit card

4. Citi AAdvantage Platinum Select

Welcome offer: 80,000 AAdvantage miles. Annual fee: $99. Terms apply.

First-year value after fees (travel redemption), estimated: $901.

Last checked: .

Chase United Explorer credit card

5. Chase United Explorer

Welcome offer: Up to 80,000 United miles: 70,000 after spending + 10,000 for adding an authorized user. Annual fee: $150. Terms apply.

First-year value after fees (travel redemption), estimated: $875.

Bonus up to $1,000 with conditions. This ceiling is excluded from the estimate.

Last checked: .

Citi / AAdvantage Executive World Legend Mastercard credit card

6. Citi / AAdvantage Executive World Legend Mastercard

Welcome offer: 125,000 AAdvantage miles. Annual fee: $695. Terms apply.

First-year value after fees (travel redemption), estimated: $868.

Last checked: .

American Express Delta SkyMiles Platinum Business credit card

7. American Express Delta SkyMiles Platinum Business

Welcome offer: 100,000 Delta miles. Annual fee: $350. Terms apply.

First-year value after fees (travel redemption), estimated: $850.

Last checked: .

Chase British Airways Visa Signature credit card

8. Chase British Airways Visa Signature

Welcome offer: 75,000 Avios. Annual fee: $95. Terms apply.

First-year value after fees (travel redemption), estimated: $843.

Last checked: .

Chase United Quest credit card

9. Chase United Quest

Welcome offer: Up to 90,000 United miles: 80,000 after spending + 10,000 authorized-user add; 500 PQP after first purchase. Annual fee: $350. Terms apply.

First-year value after fees (travel redemption), estimated: $820.

Bonus up to $1,125 with conditions. This ceiling is excluded from the estimate.

Last checked: .

Bank of America Atmos Rewards Business Card credit card

10. Bank of America Atmos Rewards Business Card

Welcome offer: 70,000 Atmos Rewards points + $99 Companion Fare (taxes/fees from $23). Annual fee: $95. Terms apply.

First-year value after fees (travel redemption), estimated: $780.

Last checked: .

Barclays JetBlue Plus credit card

11. Barclays JetBlue Plus

Welcome offer: 70,000 TrueBlue points. Annual fee: $99. Terms apply.

First-year value after fees (travel redemption), estimated: $776.

Last checked: .

Chase Aeroplan credit card

12. Chase Aeroplan

Welcome offer: 75,000 points + 40,000 points. Annual fee: $195. Terms apply.

First-year value after fees (travel redemption), estimated: $743.

Last checked: .

Citi / AAdvantage Business World Elite Mastercard credit card

13. Citi / AAdvantage Business World Elite Mastercard

Welcome offer: 65,000 AAdvantage miles. Annual fee: $99. Terms apply.

First-year value after fees (travel redemption), estimated: $714.

Last checked: .

Chase Southwest Rapid Rewards Performance Business credit card

14. Chase Southwest Rapid Rewards Performance Business

Welcome offer: 80,000 Rapid Rewards points. Annual fee: $299. Terms apply.

First-year value after fees (travel redemption), estimated: $701.

Last checked: .

15. Barclays Hawaiian Airlines World Elite

Welcome offer: 60,000 points + 10,000 points. Annual fee: $99. Terms apply.

First-year value after fees (travel redemption), estimated: $651.

Last checked: .

Chase Southwest Rapid Rewards Premier credit card

16. Chase Southwest Rapid Rewards Premier

Welcome offer: 55,000 Rapid Rewards points. Annual fee: $149. Terms apply.

First-year value after fees (travel redemption), estimated: $539.

Last checked: .

17. Bank of America Atmos Rewards Ascent Visa Signature Alaska Airlines

Welcome offer: 50,000 Atmos Rewards points + $99 Companion Fare (taxes/fees from $23). Annual fee: $95. Terms apply.

First-year value after fees (travel redemption), estimated: $530.

Last checked: .

18. Barclays Hawaiian Airlines Business

Welcome offer: 50,000 Atmos Rewards. Annual fee: $99. Terms apply.

First-year value after fees (travel redemption), estimated: $526.

Last checked: .

Barclays JetBlue Business credit card

19. Barclays JetBlue Business

Welcome offer: 50,000 TrueBlue points. Annual fee: $99. Terms apply.

First-year value after fees (travel redemption), estimated: $526.

Last checked: .

Chase Southwest Rapid Rewards Plus credit card

20. Chase Southwest Rapid Rewards Plus

Welcome offer: 50,000 Rapid Rewards points. Annual fee: $99. Terms apply.

First-year value after fees (travel redemption), estimated: $526.

Last checked: .

Chase Southwest Rapid Rewards Priority credit card

21. Chase Southwest Rapid Rewards Priority

Welcome offer: 60,000 Rapid Rewards points. Annual fee: $229. Terms apply.

First-year value after fees (travel redemption), estimated: $521.

Last checked: .

Chase United Gateway credit card

22. Chase United Gateway

Welcome offer: Up to 50,000 United miles: 40,000 after spending + 10,000 authorized-user add. Annual fee: $0. Terms apply.

First-year value after fees (travel redemption), estimated: $500.

Bonus up to $625 with conditions. This ceiling is excluded from the estimate.

Last checked: .

23. Bank of America Atmos Rewards Summit Visa Infinite

Welcome offer: 70,000 Atmos Rewards points + 25,000-point Global Companion Award. Annual fee: $395. Terms apply.

First-year value after fees (travel redemption), estimated: $480.

Last checked: .

Chase United Club Card credit card

24. Chase United Club Card

Welcome offer: Up to 100,000 United miles: 90,000 after spending + 10,000 authorized-user add. Annual fee: $695. Terms apply.

First-year value after fees (travel redemption), estimated: $430.

Bonus up to $1,250 with conditions. This ceiling is excluded from the estimate.

Last checked: .

Citi AAdvantage MileUp credit card

25. Citi AAdvantage MileUp

Welcome offer: 15,000 AAdvantage miles + $100 statement credit. Annual fee: $0. Terms apply.

First-year value after fees (travel redemption), estimated: $188.

Last checked: .

Barclays JetBlue Card credit card

26. Barclays JetBlue Card

Welcome offer: 10,000 TrueBlue points. Annual fee: $0. Terms apply.

First-year value after fees (travel redemption), estimated: $125.

Last checked: .

American Express Delta SkyMiles Blue credit card

27. American Express Delta SkyMiles Blue

Welcome offer: 10,000 Delta miles. Annual fee: $0. Terms apply.

First-year value after fees (travel redemption), estimated: $120.

Last checked: .

American Express Delta SkyMiles Reserve credit card

28. American Express Delta SkyMiles Reserve

Welcome offer: 50,000 Delta SkyMiles + 2 domestic round-trip Delta Comfort Flight Certificates. Annual fee: $650. Terms apply.

First-year value after fees (travel redemption), estimated: -$50.

Last checked: .

American Express Delta SkyMiles Gold credit card

29. American Express Delta SkyMiles Gold

Welcome offer: As high as 80,000 Delta SkyMiles + $250 statement credit. Annual fee: $150. Terms apply.

First-year value after fees (travel redemption), estimated: -$150.

Bonus up to $960 with conditions. This ceiling is excluded from the estimate.

Last checked: .

American Express Delta SkyMiles Platinum credit card

30. American Express Delta SkyMiles Platinum

Welcome offer: As high as 90,000 Delta SkyMiles + $300 statement credit. Annual fee: $350. Terms apply.

First-year value after fees (travel redemption), estimated: -$350.

Bonus up to $1,080 with conditions. This ceiling is excluded from the estimate.

Last checked: .

Compare requirements and conditional value

Flights estimates use travel redemption, expected credit use and first-year fees; ongoing spending rewards are excluded. Terms apply.

Flights: product requirements and individual offer dates. Terms apply.
CardAnnual feeRequired spendFirst-year value, estimated (travel)Timing or bonus conditionRecorded detailsLast checked
American Express Delta SkyMiles Reserve Business$650$20,000 in 6 months$1,750American Express Delta SkyMiles Reserve Business: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.Issuer termsNetwork: Amex.First-year fee: $650; renewal: $650.2026-10-06
Chase United Business Card$150$5,000 in 3 months$975Chase's terms say the Chase United Business Card welcome offer may be unavailable if you received its welcome bonus within the past 24 months, and you cannot open the card while you hold it. Check the current offer terms; this wording varies between offers.Issuer termsNetwork: Visa.First-year fee: $150; renewal: $150.Personalized bonus up to $1,250 with conditions; excluded from the base estimate.2026-10-06
American Express Delta SkyMiles Gold Business$150$6,000 in 6 months$930American Express Delta SkyMiles Gold Business: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.Issuer termsNetwork: Amex.First-year fee: $150; renewal: $150.2026-10-06
Citi AAdvantage Platinum Select$99$3,500 in 4 months$901Citi's terms say the Citi AAdvantage Platinum Select welcome offer is unavailable if you received its welcome bonus within the past 48 months.Issuer termsNetwork: Mastercard.First-year fee: $99; renewal: $99.2026-10-06
Chase United Explorer$150$3,000 in 3 months$875Chase's terms say the Chase United Explorer welcome offer is unavailable if you received its welcome bonus within the past 24 months, and you cannot open the card while you hold it.Issuer termsNetwork: Visa.First-year fee: $0; renewal: $150.Personalized bonus up to $1,000 with conditions; excluded from the base estimate.2026-10-06
Citi / AAdvantage Executive World Legend Mastercard$695$15,000 in 5 months$868Citi's terms say the Citi / AAdvantage Executive World Legend Mastercard welcome offer is unavailable if you received its welcome bonus within the past 48 months.Issuer termsNetwork: Mastercard.First-year fee: $695; renewal: $695.2026-10-06
American Express Delta SkyMiles Platinum Business$350$8,000 in 6 months$850American Express Delta SkyMiles Platinum Business: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.Issuer termsNetwork: Amex.First-year fee: $350; renewal: $350.2026-10-06
Chase British Airways Visa Signature$95$5,000 in 3 months$843Chase's terms say the Chase British Airways Visa Signature welcome offer is unavailable if you received its welcome bonus within the past 24 months, and you cannot open the card while you hold it.Issuer termsNetwork: Visa.First-year fee: $95; renewal: $95.2026-10-06
Chase United Quest$350$4,000 in 3 months$820Chase's terms say the Chase United Quest welcome offer is unavailable if you received its welcome bonus within the past 24 months, and you cannot open the card while you hold it.Issuer termsNetwork: Visa.First-year fee: $350; renewal: $350.Personalized bonus up to $1,125 with conditions; excluded from the base estimate.2026-10-06
Bank of America Atmos Rewards Business Card$95$4,000 in 3 months$780Bank of America Atmos Rewards Business Card: applicants report Bank of America approvals get harder after 3 new accounts in 12 months, or 7 if you bank with Bank of America.Reported by applicantsNetwork: Visa.First-year fee: $95; renewal: $95.2026-10-06
Barclays JetBlue Plus$99$1,000 in 3 months$776Barclays JetBlue Plus: Prior ownership may affect this offer. Wyndham incentives are intended for first-time holders of the specific card; repeat bonuses may be revoked. A fixed waiting period does not assure eligibility.Issuer termsNetwork: Mastercard.First-year fee: $99; renewal: $99.2026-10-06
Chase Aeroplan$195$4,000 in 3 calendar months; $20,000 in 12 calendar months$743Chase's terms say the Chase Aeroplan welcome offer is unavailable if you received its welcome bonus within the past 24 months, and you cannot open the card while you hold it.Issuer termsNetwork: Visa.First-year fee: $195; renewal: $195.2026-10-06
Citi / AAdvantage Business World Elite Mastercard$99$4,000 in 4 months$714Citi's terms say the Citi / AAdvantage Business World Elite Mastercard welcome offer is unavailable if you received its welcome bonus within the past 48 months.Issuer termsNetwork: Mastercard.First-year fee: $99; renewal: $99.2026-10-06
Chase Southwest Rapid Rewards Performance Business$299$5,000 in 3 months$701Chase's terms say the Chase Southwest Rapid Rewards Performance Business welcome offer is unavailable if you received its welcome bonus within the past 24 months, and you cannot open the card while you hold it.Issuer termsNetwork: Visa.First-year fee: $299; renewal: $299.2026-10-06
Barclays Hawaiian Airlines World Elite$99$1,000 in 90 days; $2,000 in 180 days$651Barclays Hawaiian Airlines World Elite: Prior ownership may affect this offer. Wyndham incentives are intended for first-time holders of the specific card; repeat bonuses may be revoked. A fixed waiting period does not assure eligibility.Issuer termsNetwork: Mastercard.First-year fee: $99; renewal: $99.2026-10-06
Chase Southwest Rapid Rewards Premier$149$1,500 in 3 months$539Chase's terms say the Chase Southwest Rapid Rewards Premier new-account application is unavailable if you currently hold the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority, and the Chase Southwest Rapid Rewards Premier welcome offer is unavailable if you received a welcome bonus on the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority within the past 24 months.Issuer termsNetwork: Visa.First-year fee: $149; renewal: $149.2026-10-06
Bank of America Atmos Rewards Ascent Visa Signature Alaska Airlines$95$1,500 in 3 months$530Bank of America's terms say the Bank of America Atmos Rewards Ascent Visa Signature Alaska Airlines new-account application may be unavailable if you held the card within the past 24 months.Issuer termsNetwork: Visa.First-year fee: $95; renewal: $95.2026-10-06
Barclays Hawaiian Airlines Business$99$4,000 in 3 months$526Barclays Hawaiian Airlines Business: Prior ownership may affect this offer. Wyndham incentives are intended for first-time holders of the specific card; repeat bonuses may be revoked. A fixed waiting period does not assure eligibility.Issuer termsNetwork: Mastercard.First-year fee: $99; renewal: $99.2026-10-06
Barclays JetBlue Business$99$4,000 in 3 months$526Barclays JetBlue Business: Prior ownership may affect this offer. Wyndham incentives are intended for first-time holders of the specific card; repeat bonuses may be revoked. A fixed waiting period does not assure eligibility.Issuer termsNetwork: Mastercard.First-year fee: $99; renewal: $99.2026-10-06
Chase Southwest Rapid Rewards Plus$99$1,000 in 3 months$526Chase's terms say the Chase Southwest Rapid Rewards Plus new-account application is unavailable if you currently hold the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority, and the Chase Southwest Rapid Rewards Plus welcome offer is unavailable if you received a welcome bonus on the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority within the past 24 months.Issuer termsNetwork: Visa.First-year fee: $99; renewal: $99.2026-10-06
Chase Southwest Rapid Rewards Priority$229$2,000 in 3 months$521Chase's terms say the Chase Southwest Rapid Rewards Priority new-account application is unavailable if you currently hold the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority, and the Chase Southwest Rapid Rewards Priority welcome offer is unavailable if you received a welcome bonus on the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority within the past 24 months.Issuer termsNetwork: Visa.First-year fee: $229; renewal: $229.2026-10-06
Chase United Gateway$0$1,000 in 3 months$500Chase's terms say the Chase United Gateway welcome offer is unavailable if you received its welcome bonus within the past 24 months, and you cannot open the card while you hold it.Issuer termsNetwork: Visa.First-year fee: $0; renewal: $0.Personalized bonus up to $625 with conditions; excluded from the base estimate.2026-10-06
Bank of America Atmos Rewards Summit Visa Infinite$395$3,000 in 3 months$480Bank of America Atmos Rewards Summit Visa Infinite: Applicants report limits of two Bank of America consumer approvals in two months, three in 12, and four in 24. Exceptions may occur.Reported by applicantsNetwork: Visa.First-year fee: $395; renewal: $395.2026-10-06
Chase United Club Card$695$5,000 in 3 months$430Chase's terms say the Chase United Club Card welcome offer is unavailable if you received its welcome bonus within the past 24 months, and you cannot open the card while you hold it.Issuer termsNetwork: Visa.First-year fee: $695; renewal: $695.Personalized bonus up to $1,250 with conditions; excluded from the base estimate.2026-10-06
Citi AAdvantage MileUp$0$500 in 3 months$188Citi's terms say the Citi AAdvantage MileUp welcome offer is unavailable if you received its welcome bonus within the past 48 months.Issuer termsNetwork: Mastercard.First-year fee: $0; renewal: $0.2026-10-06
Barclays JetBlue Card$0$1,000 in 3 months$125Barclays JetBlue Card: Prior ownership may affect this offer. Wyndham incentives are intended for first-time holders of the specific card; repeat bonuses may be revoked. A fixed waiting period does not assure eligibility.Issuer termsNetwork: Mastercard.First-year fee: $0; renewal: $0.2026-10-06
American Express Delta SkyMiles Blue$0$1,000 in 6 months$120American Express Delta SkyMiles Blue: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.Issuer termsNetwork: Amex.First-year fee: $0; renewal: $0.2026-10-06
American Express Delta SkyMiles Reserve$650$10,000 in 6 months-$50American Express Delta SkyMiles Reserve: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.Issuer termsNetwork: Amex.First-year fee: $650; renewal: $650.2026-10-06
American Express Delta SkyMiles Gold$150$3,000 in 6 months-$150American Express's terms say the American Express Delta SkyMiles Gold welcome offer may be unavailable if you have or had the American Express Delta SkyMiles Reserve or the American Express Delta SkyMiles Platinum. Check the current offer terms; this wording varies between offers.Issuer termsNetwork: Amex.First-year fee: $150; renewal: $150.Personalized bonus up to $960 with conditions; excluded from the base estimate.2026-10-06
American Express Delta SkyMiles Platinum$350$4,000 in 6 months-$350American Express's terms say the American Express Delta SkyMiles Platinum welcome offer may be unavailable if you have or had the American Express Delta SkyMiles Reserve. Check the current offer terms; this wording varies between offers.Issuer termsNetwork: Amex.First-year fee: $350; renewal: $350.Personalized bonus up to $1,080 with conditions; excluded from the base estimate.2026-10-06

Timing rules for the cards on this list

Application windows and account limits

American Express Delta SkyMiles Reserve Business and American Express Delta SkyMiles Gold Business and American Express Delta SkyMiles Platinum Business and American Express Delta SkyMiles Blue and American Express Delta SkyMiles Reserve and American Express Delta SkyMiles Gold and American Express Delta SkyMiles Platinum: Applicants report a usual five-day gap between Amex lending-card approvals. This is an observed limit, not a published guarantee. Amex usually allows no more than two lending-card approvals in 90 days. Reported exceptions do not guarantee approval. Amex usually limits applicants to five lending cards in total, including business cards. Exceptions have been reported.

Reported by applicants

Chase United Business Card and Chase United Explorer and Chase British Airways Visa Signature and Chase United Quest and Chase Aeroplan and Chase Southwest Rapid Rewards Performance Business and Chase Southwest Rapid Rewards Premier and Chase Southwest Rapid Rewards Plus and Chase Southwest Rapid Rewards Priority and Chase United Gateway and Chase United Club Card: Chase usually declines most applications at 5/24 or higher, based on applicant reports. Approval is never guaranteed. Your estimated 5/24 count changes as older accounts age out. Exact eligibility timing depends on reported opening dates.

Reported by applicants

Chase United Business Card and Chase United Explorer and Chase British Airways Visa Signature and Chase United Quest and Chase Aeroplan and Chase Southwest Rapid Rewards Performance Business and Chase Southwest Rapid Rewards Premier and Chase Southwest Rapid Rewards Plus and Chase Southwest Rapid Rewards Priority and Chase United Gateway and Chase United Club Card: Applicants report Chase pacing of roughly two cards in 30 days, usually one business card. Additional applications may be declined. Many applicants space Chase applications about 90 days apart to reduce review risk; this is community guidance.

Reported by applicants

Citi AAdvantage Platinum Select and Citi / AAdvantage Executive World Legend Mastercard and Citi / AAdvantage Business World Elite Mastercard and Citi AAdvantage MileUp: Applicants report 8-day spacing and no more than 2 Citi applications in 65 days. This is unpublished and exceptions occur.

Reported by applicants

Citi / AAdvantage Business World Elite Mastercard: Applicants report a 90-day wait between Citi business applications;95 days is a conservative buffer.

Reported by applicants

Bank of America Atmos Rewards Ascent Visa Signature Alaska Airlines and Bank of America Atmos Rewards Summit Visa Infinite: Applicants report limits of two Bank of America consumer approvals in two months, three in 12, and four in 24. Exceptions may occur.

Reported by applicants

Bank of America Atmos Rewards Business Card and Bank of America Atmos Rewards Ascent Visa Signature Alaska Airlines and Bank of America Atmos Rewards Summit Visa Infinite: applicants report Bank of America approvals get harder after 3 new accounts in 12 months, or 7 if you bank with Bank of America.

Reported by applicants

Bank of America Atmos Rewards Business Card: This Bank of America business offer may be declined if the same business entity currently has or held another BofA business card in the last 24 months.

Issuer terms

Barclays JetBlue Plus and Barclays Hawaiian Airlines World Elite and Barclays Hawaiian Airlines Business and Barclays JetBlue Business and Barclays JetBlue Card: Barclays may be sensitive to six or more recent cards in 24 months; applicant reports include exceptions.

Reported by applicants

Barclays JetBlue Plus and Barclays Hawaiian Airlines World Elite and Barclays JetBlue Card: consider leaving 6 months between personal applications. A conservative personal-card spacing preference; exceptions are reported.

Reported by applicants

Welcome offers and prior-card history

Chase's terms say the Chase Aeroplan welcome offer is unavailable if you received its welcome bonus within the past 24 months, and you cannot open the card while you hold it.

Issuer terms

Chase's terms say the Chase British Airways Visa Signature welcome offer is unavailable if you received its welcome bonus within the past 24 months, and you cannot open the card while you hold it.

Issuer terms

Chase's terms say the Chase Southwest Rapid Rewards Performance Business welcome offer is unavailable if you received its welcome bonus within the past 24 months, and you cannot open the card while you hold it.

Issuer terms

Chase's terms say the Chase United Club Card welcome offer is unavailable if you received its welcome bonus within the past 24 months, and you cannot open the card while you hold it.

Issuer terms

Chase's terms say the Chase United Explorer welcome offer is unavailable if you received its welcome bonus within the past 24 months, and you cannot open the card while you hold it.

Issuer terms

Chase's terms say the Chase United Quest welcome offer is unavailable if you received its welcome bonus within the past 24 months, and you cannot open the card while you hold it.

Issuer terms

Chase's terms say the Chase United Gateway welcome offer is unavailable if you received its welcome bonus within the past 24 months, and you cannot open the card while you hold it.

Issuer terms

Chase's terms say the Chase United Business Card welcome offer may be unavailable if you received its welcome bonus within the past 24 months, and you cannot open the card while you hold it. Check the current offer terms; this wording varies between offers.

Issuer terms

Chase's terms say the Chase Southwest Rapid Rewards Premier new-account application is unavailable if you currently hold the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority, and the Chase Southwest Rapid Rewards Premier welcome offer is unavailable if you received a welcome bonus on the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority within the past 24 months.

Issuer terms

Chase's terms say the Chase Southwest Rapid Rewards Plus new-account application is unavailable if you currently hold the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority, and the Chase Southwest Rapid Rewards Plus welcome offer is unavailable if you received a welcome bonus on the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority within the past 24 months.

Issuer terms

Chase's terms say the Chase Southwest Rapid Rewards Priority new-account application is unavailable if you currently hold the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority, and the Chase Southwest Rapid Rewards Priority welcome offer is unavailable if you received a welcome bonus on the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority within the past 24 months.

Issuer terms

American Express's terms say the American Express Delta SkyMiles Gold welcome offer may be unavailable if you have or had the American Express Delta SkyMiles Reserve or the American Express Delta SkyMiles Platinum. Check the current offer terms; this wording varies between offers.

Issuer terms

American Express's terms say the American Express Delta SkyMiles Platinum welcome offer may be unavailable if you have or had the American Express Delta SkyMiles Reserve. Check the current offer terms; this wording varies between offers.

Issuer terms

Citi's terms say the Citi AAdvantage Platinum Select welcome offer is unavailable if you received its welcome bonus within the past 48 months.

Issuer terms

Citi's terms say the Citi / AAdvantage Executive World Legend Mastercard welcome offer is unavailable if you received its welcome bonus within the past 48 months.

Issuer terms

Citi's terms say the Citi / AAdvantage Business World Elite Mastercard welcome offer is unavailable if you received its welcome bonus within the past 48 months.

Issuer terms

Citi's terms say the Citi AAdvantage MileUp welcome offer is unavailable if you received its welcome bonus within the past 48 months.

Issuer terms

Bank of America's terms say the Bank of America Atmos Rewards Ascent Visa Signature Alaska Airlines new-account application may be unavailable if you held the card within the past 24 months.

Issuer terms

American Express Delta SkyMiles Reserve Business: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.

Issuer terms

American Express Delta SkyMiles Gold Business: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.

Issuer terms

American Express Delta SkyMiles Platinum Business: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.

Issuer terms

American Express Delta SkyMiles Blue: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.

Issuer terms

American Express Delta SkyMiles Reserve: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.

Issuer terms

American Express Delta SkyMiles Gold: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.

Issuer terms

American Express Delta SkyMiles Platinum: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.

Issuer terms

Chase's terms say you cannot open the Chase Southwest Rapid Rewards Premier while you hold it.

Issuer terms

Chase's terms say you cannot open the Chase Southwest Rapid Rewards Plus while you hold it.

Issuer terms

Chase's terms say you cannot open the Chase Southwest Rapid Rewards Priority while you hold it.

Issuer terms

Barclays JetBlue Plus: Prior ownership may affect this offer. Wyndham incentives are intended for first-time holders of the specific card; repeat bonuses may be revoked. A fixed waiting period does not assure eligibility.

Issuer terms

Barclays Hawaiian Airlines World Elite: Prior ownership may affect this offer. Wyndham incentives are intended for first-time holders of the specific card; repeat bonuses may be revoked. A fixed waiting period does not assure eligibility.

Issuer terms

Barclays Hawaiian Airlines Business: Prior ownership may affect this offer. Wyndham incentives are intended for first-time holders of the specific card; repeat bonuses may be revoked. A fixed waiting period does not assure eligibility.

Issuer terms

Barclays JetBlue Business: Prior ownership may affect this offer. Wyndham incentives are intended for first-time holders of the specific card; repeat bonuses may be revoked. A fixed waiting period does not assure eligibility.

Issuer terms

Barclays JetBlue Card: Prior ownership may affect this offer. Wyndham incentives are intended for first-time holders of the specific card; repeat bonuses may be revoked. A fixed waiting period does not assure eligibility.

Issuer terms

Effect on Chase 5/24

American Express Delta SkyMiles Reserve Business is a business card recorded as not reporting to personal bureaus, so it generally does not add to Chase's 5/24 count. Confirm how your account appears on your credit report.

Reported by applicants

Chase United Business Card: Chase business cards generally do not increase your personal 5/24 count, although your existing count affects approval.

Reported by applicants

American Express Delta SkyMiles Gold Business is a business card recorded as not reporting to personal bureaus, so it generally does not add to Chase's 5/24 count. Confirm how your account appears on your credit report.

Reported by applicants

Citi AAdvantage Platinum Select is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.

Reported by applicants

Chase United Explorer is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.

Reported by applicants

Citi / AAdvantage Executive World Legend Mastercard is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.

Reported by applicants

American Express Delta SkyMiles Platinum Business is a business card recorded as not reporting to personal bureaus, so it generally does not add to Chase's 5/24 count. Confirm how your account appears on your credit report.

Reported by applicants

Chase British Airways Visa Signature is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.

Reported by applicants

Chase United Quest is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.

Reported by applicants

Bank of America Atmos Rewards Business Card is a business card recorded as not reporting to personal bureaus, so it generally does not add to Chase's 5/24 count. Confirm how your account appears on your credit report.

Reported by applicants

Barclays JetBlue Plus is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.

Reported by applicants

Chase Aeroplan is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.

Reported by applicants

Citi / AAdvantage Business World Elite Mastercard is a business card recorded as not reporting to personal bureaus, so it generally does not add to Chase's 5/24 count. Confirm how your account appears on your credit report.

Reported by applicants

Chase Southwest Rapid Rewards Performance Business: Chase business cards generally do not increase your personal 5/24 count, although your existing count affects approval.

Reported by applicants

Barclays Hawaiian Airlines World Elite is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.

Reported by applicants

Chase Southwest Rapid Rewards Premier is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.

Reported by applicants

Bank of America Atmos Rewards Ascent Visa Signature Alaska Airlines is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.

Reported by applicants

Barclays Hawaiian Airlines Business is a business card recorded as not reporting to personal bureaus, so it generally does not add to Chase's 5/24 count. Confirm how your account appears on your credit report.

Reported by applicants

Barclays JetBlue Business is a business card recorded as not reporting to personal bureaus, so it generally does not add to Chase's 5/24 count. Confirm how your account appears on your credit report.

Reported by applicants

Chase Southwest Rapid Rewards Plus is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.

Reported by applicants

Chase Southwest Rapid Rewards Priority is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.

Reported by applicants

Chase United Gateway is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.

Reported by applicants

Bank of America Atmos Rewards Summit Visa Infinite is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.

Reported by applicants

Chase United Club Card is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.

Reported by applicants

Citi AAdvantage MileUp is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.

Reported by applicants

Barclays JetBlue Card is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.

Reported by applicants

American Express Delta SkyMiles Blue is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.

Reported by applicants

American Express Delta SkyMiles Reserve is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.

Reported by applicants

American Express Delta SkyMiles Gold is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.

Reported by applicants

American Express Delta SkyMiles Platinum is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.

Reported by applicants

Application order

Issuer terms: consider American Express Delta SkyMiles Gold before American Express Delta SkyMiles Reserve and American Express Delta SkyMiles Platinum because prior American Express Delta SkyMiles Reserve and American Express Delta SkyMiles Platinum history may block American Express Delta SkyMiles Gold's welcome offer, with no reverse restriction recorded; check the current offer terms; applicant reports also suggest checking Chase United Business Card and Chase United Explorer and Chase British Airways Visa Signature and Chase United Quest and Chase Aeroplan and Chase Southwest Rapid Rewards Performance Business and Chase Southwest Rapid Rewards Premier and Chase Southwest Rapid Rewards Plus and Chase Southwest Rapid Rewards Priority and Chase United Gateway and Chase United Club Card before opening Citi AAdvantage Platinum Select and Citi / AAdvantage Executive World Legend Mastercard and Barclays JetBlue Plus and Barclays Hawaiian Airlines World Elite and Bank of America Atmos Rewards Ascent Visa Signature Alaska Airlines and Bank of America Atmos Rewards Summit Visa Infinite and Citi AAdvantage MileUp and Barclays JetBlue Card and American Express Delta SkyMiles Blue and American Express Delta SkyMiles Reserve and American Express Delta SkyMiles Gold and American Express Delta SkyMiles Platinum if Chase access matters, because another personal account can bring you to the reported 5/24 threshold.

Issuer terms · Reported by applicants

Questions about Flights

What could delay a card application for Flights?

American Express, Chase, Citi, Bank of America, Barclays applications and recent account openings can affect timing for Flights. Compare the issuer-specific windows with your dates; a waiting period does not establish approval.

Do credit cards for Flights have an application order?

American Express Delta SkyMiles Gold is worth checking first: earlier American Express Delta SkyMiles Reserve and American Express Delta SkyMiles Platinum history may limit that welcome offer. An application order cannot establish eligibility on its own.

Which welcome offers for Flights depend on earlier card or bonus history?

Chase Southwest Rapid Rewards Premier's welcome offer depends on whether you have or had Chase Southwest Rapid Rewards Plus or Chase Southwest Rapid Rewards Priority, or earned a welcome bonus on Chase Southwest Rapid Rewards Plus or Chase Southwest Rapid Rewards Priority. Check the specific event and waiting period in the offer terms before counting a welcome bonus.

Estimate assumptions and ranking questions →