Credit cards for Delta SkyMiles
By ApplyOrWait. Compiled from issuer terms and our audited issuer-rule list. Offers checked ; issuer rules verified . Terms apply.
Credit cards for Delta SkyMiles: 7 current offers are compared, including personal and business cards; some have variable, conditional or unconfirmed bonuses the estimates leave out, so the order is a starting point rather than a like-for-like ranking. Among credit cards for delta skymiles with a confirmed value, American Express Delta SkyMiles Reserve Business has the highest estimated first-year value after fees at $1,750, using travel redemption. The lowest annual fee among credit cards for delta skymiles is $0. Opening any of the 4 personal cards compared for credit cards for delta skymiles adds an account to Chase's reported 5/24 count for 24 months, even if the account later closes.
Compare Delta SkyMiles cards against the Delta flights you actually take. Check baggage benefits, annual fees and your previous Delta-card bonuses.
Check my eligibility first →We compare conditional value after fees; compensation never changes rankings.
How we rankDelta SkyMiles: 7 available offers, ordered by conditional travel value after fees.
Offers for Delta SkyMiles to compare
1. American Express Delta SkyMiles Reserve Business
Welcome offer: 200,000 Delta SkyMiles. Annual fee: $650. Terms apply.
First-year value after fees (travel redemption), estimated: $1,750.
Last checked: .
2. American Express Delta SkyMiles Gold Business
Welcome offer: 90,000 Delta miles. Annual fee: $150. Terms apply.
First-year value after fees (travel redemption), estimated: $930.
Last checked: .
3. American Express Delta SkyMiles Platinum Business
Welcome offer: 100,000 Delta miles. Annual fee: $350. Terms apply.
First-year value after fees (travel redemption), estimated: $850.
Last checked: .
4. American Express Delta SkyMiles Blue
Welcome offer: 10,000 Delta miles. Annual fee: $0. Terms apply.
First-year value after fees (travel redemption), estimated: $120.
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5. American Express Delta SkyMiles Reserve
Welcome offer: 50,000 Delta SkyMiles + 2 domestic round-trip Delta Comfort Flight Certificates. Annual fee: $650. Terms apply.
First-year value after fees (travel redemption), estimated: -$50.
Last checked: .
6. American Express Delta SkyMiles Gold
Welcome offer: As high as 80,000 Delta SkyMiles + $250 statement credit. Annual fee: $150. Terms apply.
First-year value after fees (travel redemption), estimated: -$150.
Bonus up to $960 with conditions. This ceiling is excluded from the estimate.
Last checked: .
7. American Express Delta SkyMiles Platinum
Welcome offer: As high as 90,000 Delta SkyMiles + $300 statement credit. Annual fee: $350. Terms apply.
First-year value after fees (travel redemption), estimated: -$350.
Bonus up to $1,080 with conditions. This ceiling is excluded from the estimate.
Last checked: .
Compare requirements and conditional value
Delta SkyMiles estimates use travel redemption, expected credit use and first-year fees; ongoing spending rewards are excluded. Terms apply.
| Card | Annual fee | Required spend | First-year value, estimated (travel) | Timing or bonus condition | Recorded details | Last checked |
|---|---|---|---|---|---|---|
| American Express Delta SkyMiles Reserve Business | $650 | $20,000 in 6 months | $1,750 | American Express Delta SkyMiles Reserve Business: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.Issuer terms | Network: Amex.First-year fee: $650; renewal: $650. | 2026-10-06 |
| American Express Delta SkyMiles Gold Business | $150 | $6,000 in 6 months | $930 | American Express Delta SkyMiles Gold Business: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.Issuer terms | Network: Amex.First-year fee: $150; renewal: $150. | 2026-10-06 |
| American Express Delta SkyMiles Platinum Business | $350 | $8,000 in 6 months | $850 | American Express Delta SkyMiles Platinum Business: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.Issuer terms | Network: Amex.First-year fee: $350; renewal: $350. | 2026-10-06 |
| American Express Delta SkyMiles Blue | $0 | $1,000 in 6 months | $120 | American Express Delta SkyMiles Blue: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.Issuer terms | Network: Amex.First-year fee: $0; renewal: $0. | 2026-10-06 |
| American Express Delta SkyMiles Reserve | $650 | $10,000 in 6 months | -$50 | American Express Delta SkyMiles Reserve: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.Issuer terms | Network: Amex.First-year fee: $650; renewal: $650. | 2026-10-06 |
| American Express Delta SkyMiles Gold | $150 | $3,000 in 6 months | -$150 | American Express's terms say the American Express Delta SkyMiles Gold welcome offer may be unavailable if you have or had the American Express Delta SkyMiles Reserve or the American Express Delta SkyMiles Platinum. Check the current offer terms; this wording varies between offers.Issuer terms | Network: Amex.First-year fee: $150; renewal: $150.Personalized bonus up to $960 with conditions; excluded from the base estimate. | 2026-10-06 |
| American Express Delta SkyMiles Platinum | $350 | $4,000 in 6 months | -$350 | American Express's terms say the American Express Delta SkyMiles Platinum welcome offer may be unavailable if you have or had the American Express Delta SkyMiles Reserve. Check the current offer terms; this wording varies between offers.Issuer terms | Network: Amex.First-year fee: $350; renewal: $350.Personalized bonus up to $1,080 with conditions; excluded from the base estimate. | 2026-10-06 |
Timing rules for the cards on this list
Application windows and account limits
American Express Delta SkyMiles Reserve Business and American Express Delta SkyMiles Gold Business and American Express Delta SkyMiles Platinum Business and American Express Delta SkyMiles Blue and American Express Delta SkyMiles Reserve and American Express Delta SkyMiles Gold and American Express Delta SkyMiles Platinum: Applicants report a usual five-day gap between Amex lending-card approvals. This is an observed limit, not a published guarantee. Amex usually allows no more than two lending-card approvals in 90 days. Reported exceptions do not guarantee approval. Amex usually limits applicants to five lending cards in total, including business cards. Exceptions have been reported.
Welcome offers and prior-card history
American Express's terms say the American Express Delta SkyMiles Gold welcome offer may be unavailable if you have or had the American Express Delta SkyMiles Reserve or the American Express Delta SkyMiles Platinum. Check the current offer terms; this wording varies between offers.
American Express's terms say the American Express Delta SkyMiles Platinum welcome offer may be unavailable if you have or had the American Express Delta SkyMiles Reserve. Check the current offer terms; this wording varies between offers.
American Express Delta SkyMiles Reserve Business: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.
American Express Delta SkyMiles Gold Business: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.
American Express Delta SkyMiles Platinum Business: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.
American Express Delta SkyMiles Blue: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.
American Express Delta SkyMiles Reserve: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.
American Express Delta SkyMiles Gold: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.
American Express Delta SkyMiles Platinum: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.
Effect on Chase 5/24
American Express Delta SkyMiles Reserve Business is a business card recorded as not reporting to personal bureaus, so it generally does not add to Chase's 5/24 count. Confirm how your account appears on your credit report.
American Express Delta SkyMiles Gold Business is a business card recorded as not reporting to personal bureaus, so it generally does not add to Chase's 5/24 count. Confirm how your account appears on your credit report.
American Express Delta SkyMiles Platinum Business is a business card recorded as not reporting to personal bureaus, so it generally does not add to Chase's 5/24 count. Confirm how your account appears on your credit report.
American Express Delta SkyMiles Blue is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.
American Express Delta SkyMiles Reserve is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.
American Express Delta SkyMiles Gold is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.
American Express Delta SkyMiles Platinum is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.
Application order
Issuer terms: consider American Express Delta SkyMiles Gold before American Express Delta SkyMiles Reserve and American Express Delta SkyMiles Platinum because prior American Express Delta SkyMiles Reserve and American Express Delta SkyMiles Platinum history may block American Express Delta SkyMiles Gold's welcome offer, with no reverse restriction recorded; check the current offer terms.
Questions about Delta SkyMiles
What could delay a card application for Delta SkyMiles?
American Express applications and recent account openings can affect timing for Delta SkyMiles. Compare the issuer-specific windows with your dates; a waiting period does not establish approval.
Do credit cards for Delta SkyMiles have an application order?
American Express Delta SkyMiles Gold is worth checking first: earlier American Express Delta SkyMiles Reserve and American Express Delta SkyMiles Platinum history may limit that welcome offer. An application order cannot establish eligibility on its own.
Which welcome offers for Delta SkyMiles depend on earlier card or bonus history?
American Express Delta SkyMiles Gold's welcome offer may depend on whether you have or had American Express Delta SkyMiles Reserve or American Express Delta SkyMiles Platinum. Check the specific event and waiting period in the offer terms before counting a welcome bonus.