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Corrections policy and log

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Policy effective .

Report a correction

Email hello@applyorwait.com with the page URL, card or rule, what appears wrong, the source URL and the date you checked. Please do not send account numbers, credit reports, personal plan links or other sensitive information.

How we handle reports

We prioritize incorrect application links, discontinued products and mistakes that could change a timing decision. We compare the report with current issuer terms. Where a rule is only observed or sources disagree, we describe the uncertainty instead of presenting it as a published requirement.

When a material correction is verified, we update the affected content and record the date, what changed, why and the affected pages. We preserve historical context and do not silently claim a new verification date without a review. If we cannot confirm a fact, we qualify it or stop using it to support a recommendation.

Dated correction log

No corrections have been logged yet.

Routine verification updates appear separately in the rule-change log. Read our methodology for sources and limitations.