Credit cards for Hilton Honors
By ApplyOrWait. Compiled from issuer terms and our audited issuer-rule list. Offers checked ; issuer rules verified . Terms apply.
Credit cards for Hilton Honors: 4 current offers are compared, including personal and business cards. American Express Hilton Honors Aspire has the highest estimated first-year value after fees for credit cards for hilton honors at $905 using travel redemption. The lowest annual fee among credit cards for hilton honors is $0. Opening any of the 3 personal cards compared for credit cards for hilton honors adds an account to Chase's reported 5/24 count for 24 months, even if the account later closes.
Compare Hilton Honors cards against your Hilton stays, certificate conditions and credits you will use. Check Amex offer eligibility before relying on a bonus.
Check my eligibility first →We compare conditional value after fees; compensation never changes rankings.
How we rankHilton Honors: 4 available offers, ordered by conditional travel value after fees.
Offers for Hilton Honors to compare
1. American Express Hilton Honors Aspire
Welcome offer: 200,000 Hilton Honors points. Annual fee: $550. Terms apply.
First-year value after fees (travel redemption), estimated: $905.
Last checked: .
2. American Express Hilton Honors Surpass
Welcome offer: 130,000 Hilton Honors points + 1 award-night certificate. Annual fee: $150. Terms apply.
First-year value after fees (travel redemption), estimated: $780.
Last checked: .
3. American Express Hilton Honors Business
Welcome offer: 150,000 Hilton Honors points + 1 award-night certificate. Annual fee: $195. Terms apply.
First-year value after fees (travel redemption), estimated: $705.
Last checked: .
4. American Express Hilton Honors
Welcome offer: 70,000 Hilton Honors points + 1 award-night certificate. Annual fee: $0. Terms apply.
First-year value after fees (travel redemption), estimated: $420.
Last checked: .
Compare requirements and conditional value
Hilton Honors estimates use travel redemption, expected credit use and first-year fees; ongoing spending rewards are excluded. Terms apply.
| Card | Annual fee | Required spend | First-year value, estimated (travel) | Timing or bonus condition | Recorded details | Last checked |
|---|---|---|---|---|---|---|
| American Express Hilton Honors Aspire | $550 | $6,000 in 6 months | $905 | American Express Hilton Honors Aspire: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.Issuer terms | Network: Amex.First-year fee: $550; renewal: $550. | 2026-10-06 |
| American Express Hilton Honors Surpass | $150 | $3,000 in 6 months | $780 | American Express Hilton Honors Surpass: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.Issuer terms | Network: Amex.First-year fee: $0; renewal: $150. | 2026-10-06 |
| American Express Hilton Honors Business | $195 | $8,000 in 6 months | $705 | American Express Hilton Honors Business: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.Issuer terms | Network: Amex.First-year fee: $195; renewal: $195. | 2026-10-06 |
| American Express Hilton Honors | $0 | $2,000 in 6 months | $420 | American Express Hilton Honors: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.Issuer terms | Network: Amex.First-year fee: $0; renewal: $0. | 2026-10-06 |
Timing rules for the cards on this list
Application windows and account limits
American Express Hilton Honors Aspire and American Express Hilton Honors Surpass and American Express Hilton Honors Business and American Express Hilton Honors: Applicants report a usual five-day gap between Amex lending-card approvals. This is an observed limit, not a published guarantee. Amex usually allows no more than two lending-card approvals in 90 days. Reported exceptions do not guarantee approval. Amex usually limits applicants to five lending cards in total, including business cards. Exceptions have been reported.
Welcome offers and prior-card history
American Express Hilton Honors Aspire: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.
American Express Hilton Honors Surpass: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.
American Express Hilton Honors Business: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.
American Express Hilton Honors: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.
American Express Hilton Honors: Other Hilton cards do not automatically disqualify you from this Hilton Honors offer; prior ownership of this card may.
Effect on Chase 5/24
American Express Hilton Honors Aspire is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.
American Express Hilton Honors Surpass is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.
American Express Hilton Honors Business is a business card recorded as not reporting to personal bureaus, so it generally does not add to Chase's 5/24 count. Confirm how your account appears on your credit report.
American Express Hilton Honors is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.
Application order
Reported by applicants: American Express Hilton Honors Aspire and American Express Hilton Honors Surpass and American Express Hilton Honors Business and American Express Hilton Honors share American Express's application timing rules, but no directional rule establishes a preferred order; space applications using your recent issuer history.
Questions about Hilton Honors
What could delay a card application for Hilton Honors?
American Express applications and recent account openings can affect timing for Hilton Honors. Compare the issuer-specific windows with your dates; a waiting period does not establish approval.
Do credit cards for Hilton Honors have an application order?
No directional offer rule gives Credit cards for Hilton Honors a preferred order. Start with your recent American Express applications and each product's current terms.
Which welcome offers for Hilton Honors depend on earlier card or bonus history?
Credit cards for Hilton Honors have product-specific welcome-offer checks for previous cards or bonuses. Passing an application timing check does not establish welcome-offer eligibility.