American Express Delta SkyMiles Gold vs American Express Delta SkyMiles Platinum: which fits your plan?
By ApplyOrWait. Compiled from issuer terms and our audited issuer-rule list. Offers checked ; issuer rules verified . Terms apply.
American Express Delta SkyMiles Gold's estimate leaves out its variable welcome offer (As high as 80,000 Delta SkyMiles + $250 statement credit), and American Express Delta SkyMiles Platinum's estimate leaves out its variable welcome offer (As high as 90,000 Delta SkyMiles + $300 statement credit), so the American Express Delta SkyMiles Gold and American Express Delta SkyMiles Platinum estimates are not a like-for-like comparison. American Express Delta SkyMiles Gold has the lower annual fee at $150, compared with $350 for American Express Delta SkyMiles Platinum. Issuer terms: consider American Express Delta SkyMiles Gold before American Express Delta SkyMiles Platinum because prior American Express Delta SkyMiles Platinum history may block American Express Delta SkyMiles Gold's welcome offer, with no reverse restriction recorded; check the current offer terms.
We compare conditional value after fees; compensation never changes rankings.
How we rank| Feature | American Express Delta SkyMiles Gold | American Express Delta SkyMiles Platinum |
|---|---|---|
| Issuer | American Express | American Express |
| Annual fee | $150 | $350 |
| Welcome offer, terms apply | As high as 80,000 Delta SkyMiles + $250 statement credit | As high as 90,000 Delta SkyMiles + $300 statement credit |
| Required spend | $3,000 in 6 months | $4,000 in 6 months |
| First-year value after fees, estimated (travel) | -$150 | -$350 |
| Offer last checked | 2026-10-06 | 2026-10-06 |
Can you get both American Express Delta SkyMiles Gold and American Express Delta SkyMiles Platinum, and in what order?
Application windows and account limits
American Express Delta SkyMiles Gold and American Express Delta SkyMiles Platinum: Applicants report a usual five-day gap between Amex lending-card approvals. This is an observed limit, not a published guarantee. Amex usually allows no more than two lending-card approvals in 90 days. Reported exceptions do not guarantee approval. Amex usually limits applicants to five lending cards in total, including business cards. Exceptions have been reported.
Welcome offers and prior-card history
American Express's terms say the American Express Delta SkyMiles Gold welcome offer may be unavailable if you have or had the American Express Delta SkyMiles Platinum. Check the current offer terms; this wording varies between offers.
American Express Delta SkyMiles Gold: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.
American Express Delta SkyMiles Platinum: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.
Effect on Chase 5/24
American Express Delta SkyMiles Gold is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.
American Express Delta SkyMiles Platinum is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.
Application order
Issuer terms: consider American Express Delta SkyMiles Gold before American Express Delta SkyMiles Platinum because prior American Express Delta SkyMiles Platinum history may block American Express Delta SkyMiles Gold's welcome offer, with no reverse restriction recorded; check the current offer terms.
American Express Delta SkyMiles Gold and American Express Delta SkyMiles Platinum: current offers
American Express Delta SkyMiles Gold
Welcome offer: As high as 80,000 Delta SkyMiles + $250 statement credit. Annual fee: $150. Terms apply.
First-year value after fees (travel redemption), estimated: -$150.
Bonus up to $960 with conditions. This ceiling is excluded from the estimate.
Last checked: .
American Express Delta SkyMiles Platinum
Welcome offer: As high as 90,000 Delta SkyMiles + $300 statement credit. Annual fee: $350. Terms apply.
First-year value after fees (travel redemption), estimated: -$350.
Bonus up to $1,080 with conditions. This ceiling is excluded from the estimate.
Last checked: .
Can I get both the American Express Delta SkyMiles Gold and the American Express Delta SkyMiles Platinum welcome offers?
American Express Delta SkyMiles Gold's welcome offer may depend on whether you have or had American Express Delta SkyMiles Platinum. Check the specific event and waiting period in the offer terms before counting a welcome bonus.
Which should come first: American Express Delta SkyMiles Gold or American Express Delta SkyMiles Platinum?
American Express Delta SkyMiles Gold is worth checking first: earlier American Express Delta SkyMiles Platinum history may limit that welcome offer. An application order cannot establish eligibility on its own.
How would American Express Delta SkyMiles Gold and American Express Delta SkyMiles Platinum affect my Chase count?
Opening American Express Delta SkyMiles Gold or American Express Delta SkyMiles Platinum increases the personal-account count used for Chase's reported 5/24 rule for 24 months. Closing a recent account does not remove that account from the count.