Chase Ink Business Unlimited vs Chase Ink Business Cash: which fits your plan?
By ApplyOrWait. Compiled from issuer terms and our audited issuer-rule list. Offers checked ; issuer rules verified . Terms apply.
Chase Ink Business Unlimited and Chase Ink Business Cash tie at $750 in estimated first-year value after fees using cash redemption. Chase Ink Business Unlimited and Chase Ink Business Cash have the same annual fee of $0. Issuer terms: Chase Ink Business Unlimited and Chase Ink Business Cash may have welcome-offer restrictions in both directions; changing application order does not remove the relevant holding, approval or bonus-history exclusions.
We compare conditional value after fees; compensation never changes rankings.
How we rank| Feature | Chase Ink Business Unlimited | Chase Ink Business Cash |
|---|---|---|
| Issuer | Chase | Chase |
| Annual fee | $0 | $0 |
| Welcome offer, terms apply | $750 bonus cash back | $750 bonus cash back |
| Required spend | $6,000 in 3 months | $6,000 in 3 months |
| First-year value after fees, estimated (cash) | $750 | $750 |
| Offer last checked | 2026-10-06 | 2026-10-06 |
Can you get both Chase Ink Business Unlimited and Chase Ink Business Cash, and in what order?
Application windows and account limits
Chase Ink Business Unlimited and Chase Ink Business Cash: Chase usually declines most applications at 5/24 or higher, based on applicant reports. Approval is never guaranteed. Your estimated 5/24 count changes as older accounts age out. Exact eligibility timing depends on reported opening dates.
Chase Ink Business Unlimited and Chase Ink Business Cash: Applicants report Chase pacing of roughly two cards in 30 days, usually one business card. Additional applications may be declined. Many applicants space Chase applications about 90 days apart to reduce review risk; this is community guidance.
Welcome offers and prior-card history
Chase's terms say the Chase Ink Business Unlimited welcome offer may be unavailable if you have or had the Chase Ink Business Unlimited or the Chase Ink Business Cash.
Chase's terms say the Chase Ink Business Cash welcome offer may be unavailable if you have or had the Chase Ink Business Unlimited or the Chase Ink Business Cash.
Chase's terms say you cannot open the Chase Ink Business Unlimited while you hold it.
Chase's terms say you cannot open the Chase Ink Business Cash while you hold it.
Effect on Chase 5/24
Chase Ink Business Unlimited: Chase business cards generally do not increase your personal 5/24 count, although your existing count affects approval.
Chase Ink Business Cash: Chase business cards generally do not increase your personal 5/24 count, although your existing count affects approval.
Application order
Issuer terms: Chase Ink Business Unlimited and Chase Ink Business Cash may have welcome-offer restrictions in both directions; changing application order does not remove the relevant holding, approval or bonus-history exclusions.
Chase Ink Business Unlimited and Chase Ink Business Cash: current offers
Chase Ink Business Unlimited
Welcome offer: $750 bonus cash back. Annual fee: $0. Terms apply.
First-year value after fees (cash redemption), estimated: $750.
Last checked: .
Chase Ink Business Cash
Welcome offer: $750 bonus cash back. Annual fee: $0. Terms apply.
First-year value after fees (cash redemption), estimated: $750.
Last checked: .
Can I get both the Chase Ink Business Unlimited and the Chase Ink Business Cash welcome offers?
Chase Ink Business Unlimited's welcome offer may depend on whether you have or had Chase Ink Business Cash. Check the specific event and waiting period in the offer terms before counting a welcome bonus.
Which should come first: Chase Ink Business Unlimited or Chase Ink Business Cash?
For Chase Ink Business Unlimited and Chase Ink Business Cash, offer exclusions apply in both directions and some depend on the selected offer. A different order cannot remove earlier card or bonus history.
How would Chase Ink Business Unlimited and Chase Ink Business Cash affect my Chase count?
Chase Ink Business Unlimited and Chase Ink Business Cash include business cards with different personal-credit-reporting treatment. Check whether each account reports before using a Chase 5/24 slot.