Credit cards for Southwest Rapid Rewards
By ApplyOrWait. Compiled from issuer terms and our audited issuer-rule list. Offers checked ; issuer rules verified . Terms apply.
Credit cards for Southwest Rapid Rewards: 4 current offers are compared, including personal and business cards. Chase Southwest Rapid Rewards Performance Business has the highest estimated first-year value after fees for credit cards for southwest rapid rewards at $701 using travel redemption. The lowest annual fee among credit cards for southwest rapid rewards is $99. Opening any of the 3 personal cards compared for credit cards for southwest rapid rewards adds an account to Chase's reported 5/24 count for 24 months, even if the account later closes.
Compare Southwest Rapid Rewards cards and your expected Southwest travel. Companion Pass qualification depends on qualifying points and posting dates; taxes and fees still apply.
Check my eligibility first →We compare conditional value after fees; compensation never changes rankings.
How we rankSouthwest Rapid Rewards: 4 available offers, ordered by conditional travel value after fees.
Offers for Southwest Rapid Rewards to compare
1. Chase Southwest Rapid Rewards Performance Business
Welcome offer: 80,000 Rapid Rewards points. Annual fee: $299. Terms apply.
First-year value after fees (travel redemption), estimated: $701.
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2. Chase Southwest Rapid Rewards Premier
Welcome offer: 55,000 Rapid Rewards points. Annual fee: $149. Terms apply.
First-year value after fees (travel redemption), estimated: $539.
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3. Chase Southwest Rapid Rewards Plus
Welcome offer: 50,000 Rapid Rewards points. Annual fee: $99. Terms apply.
First-year value after fees (travel redemption), estimated: $526.
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4. Chase Southwest Rapid Rewards Priority
Welcome offer: 60,000 Rapid Rewards points. Annual fee: $229. Terms apply.
First-year value after fees (travel redemption), estimated: $521.
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Compare requirements and conditional value
Southwest Rapid Rewards estimates use travel redemption, expected credit use and first-year fees; ongoing spending rewards are excluded. Terms apply.
| Card | Annual fee | Required spend | First-year value, estimated (travel) | Timing or bonus condition | Recorded details | Last checked |
|---|---|---|---|---|---|---|
| Chase Southwest Rapid Rewards Performance Business | $299 | $5,000 in 3 months | $701 | Chase's terms say the Chase Southwest Rapid Rewards Performance Business welcome offer is unavailable if you received its welcome bonus within the past 24 months, and you cannot open the card while you hold it.Issuer terms | Network: Visa.First-year fee: $299; renewal: $299. | 2026-10-06 |
| Chase Southwest Rapid Rewards Premier | $149 | $1,500 in 3 months | $539 | Chase's terms say the Chase Southwest Rapid Rewards Premier new-account application is unavailable if you currently hold the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority, and the Chase Southwest Rapid Rewards Premier welcome offer is unavailable if you received a welcome bonus on the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority within the past 24 months.Issuer terms | Network: Visa.First-year fee: $149; renewal: $149. | 2026-10-06 |
| Chase Southwest Rapid Rewards Plus | $99 | $1,000 in 3 months | $526 | Chase's terms say the Chase Southwest Rapid Rewards Plus new-account application is unavailable if you currently hold the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority, and the Chase Southwest Rapid Rewards Plus welcome offer is unavailable if you received a welcome bonus on the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority within the past 24 months.Issuer terms | Network: Visa.First-year fee: $99; renewal: $99. | 2026-10-06 |
| Chase Southwest Rapid Rewards Priority | $229 | $2,000 in 3 months | $521 | Chase's terms say the Chase Southwest Rapid Rewards Priority new-account application is unavailable if you currently hold the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority, and the Chase Southwest Rapid Rewards Priority welcome offer is unavailable if you received a welcome bonus on the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority within the past 24 months.Issuer terms | Network: Visa.First-year fee: $229; renewal: $229. | 2026-10-06 |
Timing rules for the cards on this list
Application windows and account limits
Chase Southwest Rapid Rewards Performance Business and Chase Southwest Rapid Rewards Premier and Chase Southwest Rapid Rewards Plus and Chase Southwest Rapid Rewards Priority: Chase usually declines most applications at 5/24 or higher, based on applicant reports. Approval is never guaranteed. Your estimated 5/24 count changes as older accounts age out. Exact eligibility timing depends on reported opening dates.
Chase Southwest Rapid Rewards Performance Business and Chase Southwest Rapid Rewards Premier and Chase Southwest Rapid Rewards Plus and Chase Southwest Rapid Rewards Priority: Applicants report Chase pacing of roughly two cards in 30 days, usually one business card. Additional applications may be declined. Many applicants space Chase applications about 90 days apart to reduce review risk; this is community guidance.
Welcome offers and prior-card history
Chase's terms say the Chase Southwest Rapid Rewards Performance Business welcome offer is unavailable if you received its welcome bonus within the past 24 months, and you cannot open the card while you hold it.
Chase's terms say the Chase Southwest Rapid Rewards Premier new-account application is unavailable if you currently hold the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority, and the Chase Southwest Rapid Rewards Premier welcome offer is unavailable if you received a welcome bonus on the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority within the past 24 months.
Chase's terms say the Chase Southwest Rapid Rewards Plus new-account application is unavailable if you currently hold the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority, and the Chase Southwest Rapid Rewards Plus welcome offer is unavailable if you received a welcome bonus on the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority within the past 24 months.
Chase's terms say the Chase Southwest Rapid Rewards Priority new-account application is unavailable if you currently hold the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority, and the Chase Southwest Rapid Rewards Priority welcome offer is unavailable if you received a welcome bonus on the Chase Southwest Rapid Rewards Premier or the Chase Southwest Rapid Rewards Plus or the Chase Southwest Rapid Rewards Priority within the past 24 months.
Chase's terms say you cannot open the Chase Southwest Rapid Rewards Premier while you hold it.
Chase's terms say you cannot open the Chase Southwest Rapid Rewards Plus while you hold it.
Chase's terms say you cannot open the Chase Southwest Rapid Rewards Priority while you hold it.
Effect on Chase 5/24
Chase Southwest Rapid Rewards Performance Business: Chase business cards generally do not increase your personal 5/24 count, although your existing count affects approval.
Chase Southwest Rapid Rewards Premier is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.
Chase Southwest Rapid Rewards Plus is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.
Chase Southwest Rapid Rewards Priority is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.
Application order
Issuer terms: Chase Southwest Rapid Rewards Performance Business and Chase Southwest Rapid Rewards Premier and Chase Southwest Rapid Rewards Plus and Chase Southwest Rapid Rewards Priority have welcome-offer restrictions in both directions; changing application order does not remove the relevant holding, approval or bonus-history exclusions.
Questions about Southwest Rapid Rewards
What could delay a card application for Southwest Rapid Rewards?
Chase applications and recent account openings can affect timing for Southwest Rapid Rewards. Compare the issuer-specific windows with your dates; a waiting period does not establish approval.
Do credit cards for Southwest Rapid Rewards have an application order?
For Credit cards for Southwest Rapid Rewards, offer exclusions apply in both directions. A different order cannot remove earlier card or bonus history.
Which welcome offers for Southwest Rapid Rewards depend on earlier card or bonus history?
Chase Southwest Rapid Rewards Premier's welcome offer depends on whether you have or had Chase Southwest Rapid Rewards Plus or Chase Southwest Rapid Rewards Priority, or earned a welcome bonus on Chase Southwest Rapid Rewards Plus or Chase Southwest Rapid Rewards Priority. Check the specific event and waiting period in the offer terms before counting a welcome bonus.