Chase Southwest Rapid Rewards Priority vs Chase Southwest Rapid Rewards Plus: which fits your plan?
By ApplyOrWait. Compiled from issuer terms and our audited issuer-rule list. Offers checked ; issuer rules verified . Terms apply.
Chase Southwest Rapid Rewards Plus has higher estimated first-year value after fees ($526) than Chase Southwest Rapid Rewards Priority ($521), using travel redemption. Chase Southwest Rapid Rewards Plus has the lower annual fee at $99, compared with $229 for Chase Southwest Rapid Rewards Priority. Issuer terms: Chase Southwest Rapid Rewards Priority and Chase Southwest Rapid Rewards Plus have welcome-offer restrictions in both directions; changing application order does not remove the relevant holding, approval or bonus-history exclusions.
We compare conditional value after fees; compensation never changes rankings.
How we rank| Feature | Chase Southwest Rapid Rewards Priority | Chase Southwest Rapid Rewards Plus |
|---|---|---|
| Issuer | Chase | Chase |
| Annual fee | $229 | $99 |
| Welcome offer, terms apply | 60,000 Rapid Rewards points | 50,000 Rapid Rewards points |
| Required spend | $2,000 in 3 months | $1,000 in 3 months |
| First-year value after fees, estimated (travel) | $521 | $526 |
| Offer last checked | 2026-10-06 | 2026-10-06 |
Can you get both Chase Southwest Rapid Rewards Priority and Chase Southwest Rapid Rewards Plus, and in what order?
Application windows and account limits
Chase Southwest Rapid Rewards Priority and Chase Southwest Rapid Rewards Plus: Chase usually declines most applications at 5/24 or higher, based on applicant reports. Approval is never guaranteed. Your estimated 5/24 count changes as older accounts age out. Exact eligibility timing depends on reported opening dates.
Chase Southwest Rapid Rewards Priority and Chase Southwest Rapid Rewards Plus: Applicants report Chase pacing of roughly two cards in 30 days, usually one business card. Additional applications may be declined. Many applicants space Chase applications about 90 days apart to reduce review risk; this is community guidance.
Welcome offers and prior-card history
Chase's terms say the Chase Southwest Rapid Rewards Priority new-account application is unavailable if you currently hold the Chase Southwest Rapid Rewards Priority or the Chase Southwest Rapid Rewards Plus, and the Chase Southwest Rapid Rewards Priority welcome offer is unavailable if you received a welcome bonus on the Chase Southwest Rapid Rewards Priority or the Chase Southwest Rapid Rewards Plus within the past 24 months.
Chase's terms say the Chase Southwest Rapid Rewards Plus new-account application is unavailable if you currently hold the Chase Southwest Rapid Rewards Priority or the Chase Southwest Rapid Rewards Plus, and the Chase Southwest Rapid Rewards Plus welcome offer is unavailable if you received a welcome bonus on the Chase Southwest Rapid Rewards Priority or the Chase Southwest Rapid Rewards Plus within the past 24 months.
Chase's terms say you cannot open the Chase Southwest Rapid Rewards Priority while you hold it.
Chase's terms say you cannot open the Chase Southwest Rapid Rewards Plus while you hold it.
Effect on Chase 5/24
Chase Southwest Rapid Rewards Priority is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.
Chase Southwest Rapid Rewards Plus is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.
Application order
Issuer terms: Chase Southwest Rapid Rewards Priority and Chase Southwest Rapid Rewards Plus have welcome-offer restrictions in both directions; changing application order does not remove the relevant holding, approval or bonus-history exclusions.
Chase Southwest Rapid Rewards Priority and Chase Southwest Rapid Rewards Plus: current offers
Chase Southwest Rapid Rewards Priority
Welcome offer: 60,000 Rapid Rewards points. Annual fee: $229. Terms apply.
First-year value after fees (travel redemption), estimated: $521.
Last checked: .
Chase Southwest Rapid Rewards Plus
Welcome offer: 50,000 Rapid Rewards points. Annual fee: $99. Terms apply.
First-year value after fees (travel redemption), estimated: $526.
Last checked: .
Can I get both the Chase Southwest Rapid Rewards Priority and the Chase Southwest Rapid Rewards Plus welcome offers?
Chase Southwest Rapid Rewards Priority's welcome offer depends on whether you have or had Chase Southwest Rapid Rewards Plus, or earned a welcome bonus on Chase Southwest Rapid Rewards Plus. Check the specific event and waiting period in the offer terms before counting a welcome bonus.
Which should come first: Chase Southwest Rapid Rewards Priority or Chase Southwest Rapid Rewards Plus?
For Chase Southwest Rapid Rewards Priority and Chase Southwest Rapid Rewards Plus, offer exclusions apply in both directions. A different order cannot remove earlier card or bonus history.
How would Chase Southwest Rapid Rewards Priority and Chase Southwest Rapid Rewards Plus affect my Chase count?
Opening Chase Southwest Rapid Rewards Priority or Chase Southwest Rapid Rewards Plus increases the personal-account count used for Chase's reported 5/24 rule for 24 months. Closing a recent account does not remove that account from the count.