American Express Hilton Honors Aspire vs American Express Marriott Bonvoy Brilliant: which fits your plan?
By ApplyOrWait. Compiled from issuer terms and our audited issuer-rule list. Offers checked ; issuer rules verified . Terms apply.
American Express Hilton Honors Aspire has higher estimated first-year value after fees ($905) than American Express Marriott Bonvoy Brilliant ($305), using travel redemption. American Express Hilton Honors Aspire has the lower annual fee at $550, compared with $650 for American Express Marriott Bonvoy Brilliant. Reported by applicants: American Express Hilton Honors Aspire and American Express Marriott Bonvoy Brilliant share American Express's application timing rules, but no directional rule establishes a preferred order; space applications using your recent issuer history.
We compare conditional value after fees; compensation never changes rankings.
How we rank| Feature | American Express Hilton Honors Aspire | American Express Marriott Bonvoy Brilliant |
|---|---|---|
| Issuer | American Express | American Express |
| Annual fee | $550 | $650 |
| Welcome offer, terms apply | 200,000 Hilton Honors points | 100,000 Marriott Bonvoy points |
| Required spend | $6,000 in 6 months | $6,000 in 6 months |
| First-year value after fees, estimated (travel) | $905 | $305 |
| Offer last checked | 2026-10-06 | 2026-10-06 |
Can you get both American Express Hilton Honors Aspire and American Express Marriott Bonvoy Brilliant, and in what order?
Application windows and account limits
American Express Hilton Honors Aspire and American Express Marriott Bonvoy Brilliant: Applicants report a usual five-day gap between Amex lending-card approvals. This is an observed limit, not a published guarantee. Amex usually allows no more than two lending-card approvals in 90 days. Reported exceptions do not guarantee approval. Amex usually limits applicants to five lending cards in total, including business cards. Exceptions have been reported.
Welcome offers and prior-card history
American Express Hilton Honors Aspire: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.
American Express Marriott Bonvoy Brilliant: Amex may restrict a welcome offer if you have held the card before. Some targeted offers have different terms; the issuer determines eligibility.
Effect on Chase 5/24
American Express Hilton Honors Aspire is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.
American Express Marriott Bonvoy Brilliant is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.
Application order
Reported by applicants: American Express Hilton Honors Aspire and American Express Marriott Bonvoy Brilliant share American Express's application timing rules, but no directional rule establishes a preferred order; space applications using your recent issuer history.
American Express Hilton Honors Aspire and American Express Marriott Bonvoy Brilliant: current offers
American Express Hilton Honors Aspire
Welcome offer: 200,000 Hilton Honors points. Annual fee: $550. Terms apply.
First-year value after fees (travel redemption), estimated: $905.
Last checked: .
American Express Marriott Bonvoy Brilliant
Welcome offer: 100,000 Marriott Bonvoy points. Annual fee: $650. Terms apply.
First-year value after fees (travel redemption), estimated: $305.
Last checked: .
Can I get both the American Express Hilton Honors Aspire and the American Express Marriott Bonvoy Brilliant welcome offers?
American Express Hilton Honors Aspire and American Express Marriott Bonvoy Brilliant have product-specific welcome-offer checks for previous cards or bonuses. Passing an application timing check does not establish welcome-offer eligibility.
Which should come first: American Express Hilton Honors Aspire or American Express Marriott Bonvoy Brilliant?
No directional offer rule gives American Express Hilton Honors Aspire and American Express Marriott Bonvoy Brilliant a preferred order. Start with your recent American Express applications and each product's current terms.
How would American Express Hilton Honors Aspire and American Express Marriott Bonvoy Brilliant affect my Chase count?
Opening American Express Hilton Honors Aspire or American Express Marriott Bonvoy Brilliant increases the personal-account count used for Chase's reported 5/24 rule for 24 months. Closing a recent account does not remove that account from the count.