Chase United Explorer vs Chase United Quest: which fits your plan?
By ApplyOrWait. Compiled from issuer terms and our audited issuer-rule list. Offers checked ; issuer rules verified . Terms apply.
With travel redemption, Chase United Explorer's estimated first-year value after fees is $875 and Chase United Quest's estimated first-year value after fees is $820. Chase United Explorer's estimate leaves out its variable welcome offer (Up to 80,000 United miles: 70,000 after spending + 10,000 for adding an authorized user), and Chase United Quest's estimate leaves out its variable welcome offer (Up to 90,000 United miles: 80,000 after spending + 10,000 authorized-user add; 500 PQP after first purchase), so the Chase United Explorer and Chase United Quest estimates are not a like-for-like comparison. Chase United Explorer has the lower annual fee at $150, compared with $350 for Chase United Quest. Reported by applicants: Chase United Explorer and Chase United Quest share Chase's application timing rules, but no directional rule establishes a preferred order; space applications using your recent issuer history.
We compare conditional value after fees; compensation never changes rankings.
How we rank| Feature | Chase United Explorer | Chase United Quest |
|---|---|---|
| Issuer | Chase | Chase |
| Annual fee | $150 | $350 |
| Welcome offer, terms apply | Up to 80,000 United miles: 70,000 after spending + 10,000 for adding an authorized user | Up to 90,000 United miles: 80,000 after spending + 10,000 authorized-user add; 500 PQP after first purchase |
| Required spend | $3,000 in 3 months | $4,000 in 3 months |
| First-year value after fees, estimated (travel) | $875 | $820 |
| Offer last checked | 2026-10-06 | 2026-10-06 |
Can you get both Chase United Explorer and Chase United Quest, and in what order?
Application windows and account limits
Chase United Explorer and Chase United Quest: Chase usually declines most applications at 5/24 or higher, based on applicant reports. Approval is never guaranteed. Your estimated 5/24 count changes as older accounts age out. Exact eligibility timing depends on reported opening dates.
Chase United Explorer and Chase United Quest: Applicants report Chase pacing of roughly two cards in 30 days, usually one business card. Additional applications may be declined. Many applicants space Chase applications about 90 days apart to reduce review risk; this is community guidance.
Welcome offers and prior-card history
Chase's terms say the Chase United Explorer welcome offer is unavailable if you received its welcome bonus within the past 24 months, and you cannot open the card while you hold it.
Chase's terms say the Chase United Quest welcome offer is unavailable if you received its welcome bonus within the past 24 months, and you cannot open the card while you hold it.
Effect on Chase 5/24
Chase United Explorer is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.
Chase United Quest is a personal card: opening it adds a recent account toward Chase's 5/24 count for 24 months, including if it later closes.
Application order
Reported by applicants: Chase United Explorer and Chase United Quest share Chase's application timing rules, but no directional rule establishes a preferred order; space applications using your recent issuer history.
Chase United Explorer and Chase United Quest: current offers
Chase United Explorer
Welcome offer: Up to 80,000 United miles: 70,000 after spending + 10,000 for adding an authorized user. Annual fee: $150. Terms apply.
First-year value after fees (travel redemption), estimated: $875.
Bonus up to $1,000 with conditions. This ceiling is excluded from the estimate.
Last checked: .
Chase United Quest
Welcome offer: Up to 90,000 United miles: 80,000 after spending + 10,000 authorized-user add; 500 PQP after first purchase. Annual fee: $350. Terms apply.
First-year value after fees (travel redemption), estimated: $820.
Bonus up to $1,125 with conditions. This ceiling is excluded from the estimate.
Last checked: .
Can I get both the Chase United Explorer and the Chase United Quest welcome offers?
Chase United Explorer and Chase United Quest have product-specific welcome-offer checks for previous cards or bonuses. Passing an application timing check does not establish welcome-offer eligibility.
Which should come first: Chase United Explorer or Chase United Quest?
No directional offer rule gives Chase United Explorer and Chase United Quest a preferred order. Start with your recent Chase applications and each product's current terms.
How would Chase United Explorer and Chase United Quest affect my Chase count?
Opening Chase United Explorer or Chase United Quest increases the personal-account count used for Chase's reported 5/24 rule for 24 months. Closing a recent account does not remove that account from the count.